Divorce & Financial Settlements: A Smarter Way to Divide Assets on separation.

Divorce & Financial Settlements: A Smarter Way to Divide Assets

Ending a marriage is a significant life transition, and the financial decisions you make now will shape your future for years to come.

Financial Mediation offers a structured, transparent, and dignified alternative to the adversarial “solicitor-led” or court-based approach to divorce settlements.

Our accredited mediators help you move past the conflict and focus on reaching a fair, sustainable agreement that protects both parties and any children involved.

Why Choose Mediation for Your Financial Settlement?

The English and Welsh courts now strongly expect couples to explore mediation before any financial application can be made. Mediation is the preferred route for most families because:

Financial Transparency: We guide you through a full “financial disclosure” process, ensuring both of you have a clear, honest picture of the “matrimonial pot.”

Privacy: Unlike a court hearing, which can sometimes be public record, mediation is entirely confidential.

Cost Efficiency: A contested financial trial can cost tens of thousands of pounds. Mediation costs a fraction of that, preserving your family’s wealth for your future.

Creative Solutions: Judges are often limited in what they can order. In mediation, you can agree on bespoke solutions that fit your specific needs, such as “offsetting” a pension against equity in the family home.

The Financial Mediation Process

We follow a clear, three-stage process to help you reach a settlement:

The MIAM (Initial Meeting): We meet with you individually to explain the process and assess the suitability of your case.

Financial Disclosure: We help you gather and exchange information regarding your assets, including property, pensions, savings, business interests, and debts. Most couples use Form E for this to ensure the disclosure is court-standard.

Joint Negotiations: We host sessions (in-person or via “shuttle mediation” in separate rooms) to discuss how to divide these assets fairly, ensuring both of you can meet your future housing and income needs.

What Can We Help You Settle?

Our sessions cover every aspect of a financial remedy, including:

The Family Home: Whether to sell, transfer ownership, or “buy out” a partner.

Pensions: We help you navigate the complexities of Pension Sharing Orders and valuations (CETVs).

Maintenance: Discussing whether spousal or child maintenance is necessary and for how long.

Business Assets: How to handle shares or business ownership without disrupting the company.

Making it Legally Binding: The Consent Order

Agreements reached in mediation are not automatically legally binding—this is actually a benefit, as it gives you “breathing space” to take independent legal advice before committing.

Once you reach an agreement, we will draft two key documents:

The Memorandum of Understanding (MOU): A detailed summary of what you have agreed.

The Open Financial Statement (OFS): A summary of your disclosed assets.

You can then take these to a solicitor or use a consent order service such as fixed price divorce, who will turn them into a Consent Order. This is a legal document signed by a judge that makes your agreement final and provides you with a “Clean Break,” protecting you from any future financial claims from your ex-spouse.

Funding Options We offer Legal Aid and are members of the £500 MOJ voucher scheme which can both be used to make mediation affordable and in some cases free for everyone.

If neither of these funding options apply to you, then you can spread the cost via Klarna interest free.

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